Apr 2025

10 Best Personal Loan Providers

Navigate the personal loan landscape with ease and confidence. This page offers a thorough comparison of the leading personal loan options, ensuring you make an informed decision that supports your financial growth.

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1
Our Score
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9.8 / 10

Credible Personal Loans offers a seamless way to compare rates from multiple lenders, ensuring you find the best loan for your needs. With a user-friendly platform and personalized loan options, Credible makes borrowing easy and transparent.

  • Compare multiple lenders with one application

  • No impact on credit score for rate checks

  • Flexible loan amounts from $600 to $100,000

  • Fast funding, often as soon as the next business day

  • Learn More

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Our Score
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9.8 / 10
2
Our Score
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9.5 / 10

SoFi Personal Loans offer competitive rates with a simple online application process, perfect for consolidating debt or financing major expenses. With no fees and flexible repayment terms, SoFi helps you manage your financial needs with ease.

  • No origination fees or prepayment penalties

  • Fixed rates ranging from 5.99% to 20.99% APR

  • Loan amounts from $5,000 to $100,000

  • Flexible terms from 2 to 7 years

  • Access to member benefits and career coaching

  • Learn More

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Our Score
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9.5 / 10
3
Our Score
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9.3 / 10

Lightstream Personal Loans offer competitive low rates and flexible terms, making them ideal for borrowers with good to excellent credit. With no fees and same-day funding, Lightstream provides a seamless lending experience.

  • Low fixed interest rates

  • No fees for loan origination, late payments, or prepayment

  • Loan amounts from $5,000 to $100,000

  • Terms range from 24 to 144 months

  • Same-day funding available

  • Learn More

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Our Score
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9.3 / 10
4
Our Score
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9.0 / 10

Upstart Personal Loans offer a fast, AI-driven approval process with flexible terms and competitive rates, designed for borrowers seeking quick funding.

  • AI-driven approval process

  • Flexible loan terms from 3 to 5 years

  • Loan amounts ranging from $1,000 to $50,000

  • No prepayment penalty

  • Competitive interest rates

  • Learn More

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Our Score
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9.0 / 10
5
Our Score
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8.8 / 10

LendingTree Personal Loans provide a seamless way to compare multiple loan offers, helping you find the best rates and terms to fit your financial needs.

  • Access to multiple lenders with one application

  • Loan amounts ranging from $1,000 to $50,000

  • Competitive APR rates based on creditworthiness

  • Flexible repayment terms from 12 to 60 months

  • Fast and easy online application process

  • Learn More

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Our Score
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8.8 / 10
6
Our Score
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8.4 / 10

AmONE Personal Loans offer flexible borrowing options, connecting you with lenders to find tailored financial solutions for your needs.

  • Loan amounts ranging from $1,000 to $50,000

  • Interest rates starting at 4.99% APR

  • Flexible repayment terms from 12 to 84 months

  • No hidden fees or prepayment penalties

  • Quick loan approval process

  • Learn More

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Our Score
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8.4 / 10
7
Our Score
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8.2 / 10

Avant Personal Loans offer quick and accessible funding options with competitive rates, tailored for individuals seeking financial flexibility and manageable repayment terms.

  • Loan amounts from $2,000 to $35,000

  • APR ranging from 9.95% to 35.99%

  • No prepayment penalties

  • Funds available as soon as the next business day

  • Flexible repayment terms from 24 to 60 months

  • Learn More

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Our Score
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8.2 / 10
8
Our Score
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7.8 / 10

Best Egg Personal Loans offer competitive rates and fast funding, designed to meet diverse financial needs with ease and flexibility.

  • Loan amounts from $2,000 to $50,000

  • Fixed APRs ranging from 8.99% to 35.99%

  • No prepayment penalties

  • Funding as fast as one business day

  • Simple online application process

  • Learn More

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Our Score
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7.8 / 10
9
Our Score
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7.5 / 10

Upgrade Personal Loans offer competitive rates and flexible terms, perfect for consolidating debt or funding major purchases.

  • Loan amounts from $1,000 to $50,000

  • Fixed APR rates from 8.24% to 35.97%

  • No prepayment penalties

  • Terms ranging from 24 to 84 months

  • Fast funding, as soon as the next business day

  • Learn More

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Our Score
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7.5 / 10
10
Our Score
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7.5 / 10

Lending Club Personal Loans offer flexible solutions with competitive rates, allowing you to manage expenses or consolidate debt with ease.

  • Loan amounts ranging from $1,000 to $40,000

  • Fixed interest rates starting at 8.05% APR

  • No prepayment penalties

  • Simple online application process

  • Funds available in as little as a few days

  • Learn More

Check Rates
Our Score
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7.5 / 10
Credible Personal Loans offers a seamless way to compare rates from multiple lenders, ensuring you find the best loan for your needs. With a user-friendly platform and personalized loan options, Credible makes borrowing easy and transparent.
Our Score
-
9.8 / 10
Credible Personal Loans offers a seamless way to compare rates from multiple lenders, ensuring you find the best loan for your needs. With a user-friendly platform and personalized loan options, Credible makes borrowing easy and transparent.