10 Best Savings Accounts of 2025
Find the savings account that fits your financial goals perfectly. Compare interest rates, fees, and features of leading banks and credit unions to make a decision that maximizes your earnings and supports your long-term financial growth.
SoFi Checking and Savings Account
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Up to 3.80% APY - Competitive interest rate on deposits
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$0 monthly fees - No maintenance charges
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$0 minimum deposit - Start earning interest immediately
Barclays Tiered Savings
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APY rates starting at 3.90% - Higher rates with larger balances
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24/7 access to your funds - Convenient anytime withdrawals
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No monthly fees or minimums - Free account with no opening requirements
U.S. Bank; Member FDIC
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Up to $1,000 bonus - New account promotion with qualifying activities
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No maintenance fee checking - Free account with no monthly charges
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Fast payments - Accept payments and get paid quickly
Western Alliance Bank High-Yield Savings Premier
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Earn 4.25% APY - High-yield savings rate for individual or joint accounts
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No account fees - Free savings account with no maintenance charges
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FDIC insurance protection - Up to $250,000 individual, $500,000 joint coverage
Lending Club - LevelUp Savings
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Up to 4.20% APY - Competitive rates with monthly deposit option
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No fees or minimums - Free account with no balance requirements
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FDIC insured online bank - Secure deposits with digital-only banking
Live Oak Bank - Savings Account
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4.10% APY - Competitive high-yield savings rate
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No fees or minimums - Free account with no balance requirements
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FDIC insured online bank - $250,000 protection with digital banking