
Image by SpotonFinance
Let’s be real: most of us are leaking money in ways we don’t even notice — outdated car loans, overpriced insurance, or paying full price when a simple tool could’ve scored you a discount.
Here are 7 ridiculously simple ways to keep more of your money where it belongs: in your pocket.
1. Stop Paying Full Price Online — Use This Free Chrome Extension Instead
You don’t need to hunt for coupon codes anymore.
Capital One Shopping automatically helps find better prices and and applies available discount codes at checkout when you shop online (yes, including Amazon). [1]
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2. Your Car Insurance Is Probably Overcharging You — Here’s How to Check in Minutes
Insurance companies aren’t going to tell you you’re overpaying — but this tool will.
Compare top auto insurance rates in your area and switch in just a few clicks.
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3. Still Paying Off a Car Loan? You Might Be Throwing Away Hundreds
Rates have changed. Refinancing your car loan could cut your monthly payment — and the process takes under 3 minutes to check.
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4. Before You Pay a Dime for Home Repairs, Read This
This might sound wild — but Choice Home Warranty could be the smartest move you make for your home this year. It’s helped thousands of homeowners dodge massive repair bills for a fraction of the cost.
They’ve been around since 2008, and offer budget-friendly protection plans that cover major home systems and appliances when they fail from everyday use.
Example? Say your AC dies in the middle of the summer. Instead of shelling out $1,300 or more, you might just pay a low service fee, and Choice sends a pro to take care of it — fast. That’s serious peace of mind.
And right now, you can get special pricing + one month free & $50 off your plan — but only for a limited time. Their claims team is available 24/7, and getting started only takes a couple of minutes.
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5. Need Extra Cash? This Site Finds the Best Loan Offers in Seconds
Don’t just go with your bank. Credible (or LendingTree) lets you compare multiple lenders to find the lowest interest rate — without impacting your credit score.
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6. Bundle Your Insurance = Bigger Savings, Less Hassle
If your auto and home insurance aren’t from the same provider, you could be missing out on major discounts. Bundling could save you up to 25% — and reduce the paperwork, too.
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7. Bonus: Automate Your Savings with the Right Tools
Whether it's tracking spending or finding cashback offers, having the right tools working in the background makes a difference. Most are free — you just need to use them.
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Final Tip: You don’t need to flip your life upside down to save money.
You just need the right shortcuts. Try a couple of these today — your future self will thank you.
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[2] CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.