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It’s hard enough to make ends meet. Rent, bills, groceries — they all add up. But what if you could claw back some of your money with just a few quick moves?
Here are 9 totally free things you can do that could help you save real cash — without changing your job or skipping your coffee. Some take less than two minutes.
1. Stop Paying Full Price Online
You don’t need to hunt for coupon codes anymore.
automatically helps find better prices and applies available discount codes at checkout when you shop online (yes, including Amazon). It’s free to use and works in the background while you shop.
2. Think You’re Getting a Fair Rate on Car Insurance? Think Again
Did you know insurance companies count on you not shopping around? Many people overpay simply because they don’t realize better options are available.
That’s where comes in. It’s a simple, free, and trusted platform that works with top insurers to help you find lower rates in minutes. Most people who use it save up to $1,317 a year!
3. Still Paying 20% Interest? You Could Cut That Massively
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
wants to help. If you owe less than $100,000 in credit card debt, Credible can match you with loan providers that could help you pay off your credit card debt with a personal loan almost instantly.
They facilitate over 200 million loan requests a year — and it only takes minutes to check your options.
4. Avoid $1,300 Repair Bills
Choice Home Warranty could be the smartest move you make for your home this year. It’s helped thousands of homeowners dodge massive repair bills for a fraction of the cost. [2]
They’ve been around since 2008, and offer budget-friendly protection plans that cover major home systems and appliances when they fail from everyday use.
Example: Say your AC dies in the middle of the summer. Instead of shelling out $1,300 or more, you might just pay a low service fee, and Choice sends a pro to take care of it — fast. That’s serious peace of mind.
And right now, you can get special pricing + one month free & $50 off your plan — but only for a limited time. Their claims team is available 24/7, and getting started only takes a couple of minutes.
5. Drowning in Debt? This Could Help
Drowning in debt? You’re not alone — and trying to climb out can feel overwhelming. But what if there was a way to break free?
may be able to help. If you owe more than $10,000 in credit card bills, medical expenses, or personal loans, they could help you combine it all into one affordable monthly payment.
There are no upfront fees, and some people become debt-free in as little as 12–48 months.
6. Waiting for Payday? Get Paid 2 Days Early
Tired of hidden fees and waiting forever for your paycheck? GO2bank is a modern mobile bank that helps you take control of your money.
You can get paid up to 2 days early with ASAP Direct Deposit and avoid overdraft fees up to $200.* It’s backed by Green Dot, so you get the tech of a mobile bank with the security of a trusted name.
7. Redeem Real Cash Prizes Playing These Games
This won’t make you rich by the weekend. But could help you redeem real cash prizes while you sit back and play classic games — from slots to blackjack.
You play with virtual currency — no purchase necessary — and some platforms even offer bonuses that multiply your coins for new players.
8. Protect Your Stuff for $5 a Month
Renting? Don’t leave your stuff (or your wallet) unprotected.
covers your things from theft, fire, water damage, and more — starting at just $5/month. You can even get covered in seconds, right from your phone.
It’s fast, affordable, and pays claims quickly — sometimes in minutes.
9. Vet Bills Are Brutal. This Helps
Your pet’s not feeling well — and on top of the stress and worry, the vet bill hits you like a truck.
helps cover unexpected costs from accidents, illnesses, and more — so you can focus on your furry friend, not the bill.
Fast to sign up, easy to use, and claims are paid out quickly.
Disclaimers
[1] Capital One Shopping compensates us when you get the browser extension using the links we provided.
[2] CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
[6.1] Early direct deposit depends on the timing of the payer’s payment instructions and may vary by pay period.
[6.2] Eligibility requirements apply. See Deposit Account Agreement for details. Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
